New Jersey mom

I was granted to receive child support payments from my former spouse recently. I am the custodial parent and the primary caretaker for my two children. I am employed as a teacher, but it is not enough to support the needs of my children, as one of them is a special needs child that attends a special school as well. There are the costs of educating the special needs child, plus the everyday medical care costs as well. My former spouse signed the child support agreement. I was told by the state that the support order was entered and that the non-custodial parent was informed on how to make payment. Then I was told that payments to the custodial parent should begin around two weeks after the order is enforced if the non-custodial parent pays as directed. I have not yet received any payment, and that was over 60 days ago. I have tried to contact my former spouse, but I cannot reach him on his previous phone number. I don’t even know where he is living because the last time I spoke with him, he stated that a job transfer was in place and he may have to move to another city in the state, or possibly to an out-of-state office headquarters.

I suppose that I need to talk to a child support attorney because, at this point, I need the child support payments to continue, so that my special needs child and my other daughter can get the proper financial support for daily living expenses and their future needs. I have heard that an attorney can help in enforcing the order, like requiring that work income be deducted from the non-custodial parent’s employer.

I am upset that my spouse has not even contacted me. What am I supposed to do? I got the house in the divorce settlement, but that is not nearly enough. I suppose that if they don’t get my former spouse’s employer to deduct the child support payments, that an attorney could possibly look at getting the money to me through his bank accounts, insurance proceeds or automobiles. He has a couple of older specialty cars that he really values. Well, if he doesn’t pay me, he could lose things that he values.

What about the children? Doesn’t he value them enough to pay me the child support that is owed to me? I suppose he is still upset about the divorce, but we just couldn’t communicate anymore! My former spouse made good money, and there are the tax returns to prove it. Maybe I can check with an attorney if his tax refunds can be sent to me. Or, maybe I can find out if he can be reported to a credit reporting agency, for refusing to pay child support payments. Well, that might upset him, because he is really picky about his credit scores and reports! Oh well, that’s too bad, because this is for the kids, and they deserve better than this. I need to be able to give them the proper upbringing and support.

The Threats of Falling Equipment In and Around Construction Sites

Being struck by falling objects or other debris is always a risk inside and around construction sites. Besides the workers themselves, visitors to the site and even pedestrians are also open to the risk of being hit by objects falling from above, accidents that can result to traumatic brain injury, paralysis or even death. The most common types of falling objects that can cause serious injury are handheld tools, loose building materials, movable concrete and improperly secured loads from cranes or mechanical lifts.

According to the Occupational Safety and Health Administration (OSHA), in 2012, about 78 construction workers were killed after being struck by falling objects or debris. Due to the dangers workers and many other individuals are exposed to, OSHA makes it the legal responsibility of construction companies and construction site owners to make sure that construction sites are kept safe. Accidents due to failure to keep construction sites safe may be the result of negligence of construction companies, site owners, workers and subcontractors. These acts of negligence that can result to falling objects or debris and injure someone include:

  • Lack of signage that will warn people about work going on overhead;
  • Lack of barricades to limit access to construction sites;
  • Tools or materials accidentally dropped by workers working on construction scaffolding and platforms;
  • Failure to wear or lack of personal protective gear, such as hard hats, face shields, and safety googles;
  • Failure to make regular maintenance checks and properly inspect construction equipment before use;
  • Failure of workers to secure hand held tools and other materials properly;
  • Failure on the part of employers to properly train workers on safety measures and on the proper use of construction equipment and machinery;
  • Failure on the part of employers to provide workers with safety gears;
  • Lack of safety devices, such as debris nets, shore and brace structures, catch platforms, tool guards, and toe boards; and,
  • Failure to properly secure loads that are being lifted, resulting to objects getting dislodged.

There are many traumatic injuries that can occur on construction sites. These injuries frequently require emergency medical services because of the dangerous equipment on these sites. Unsurprisingly, construction workers face the most risk of construction site injuries. They must rely on their employers to provide the safest work environment possible and proper safety training for their jobs. Unfortunately, many employers fail to take adequate safety measures in order to cut costs and many construction workers suffer injuries as a result.

While it is true that a construction worker, who gets injured on the job, may be able to apply for financial benefits paid by the Workers’ Compensation Insurance Program, he/she may also waive this legal right and choose to file a civil suit against his/her employer instead; he/she may also be able to file a civil lawsuit against a third party individual whose action or lack of action may have contributed to the accident that resulted to his/her injuries. Having a seasoned personal injury lawyer, who can counsel him/her regarding the best legal action to take, may be an advantage.


Causal Factors of Product Liability Cases

There is a legal concept called product liability, wherein designers, manufacturers, and everybody else involved in trade are legally obligated to make sure that the products they make available to the public are safe, because they can be held accountable for accidents, injuries, and deaths.
According to the website of Karlin, Fleisher & Falkenberg, LLC, all those who have been hurt because of dangerous products may pursue legal action against the responsible parties. But how can consumers get hurt by products anyway? There are three main factors that may trigger a product accident.

Design Defects

A design defect occurs when a product has an inherently dangerous design. It is one of the most common triggers of product accidents and injuries. Designers should first study their proposed designs, determine the possible risks, and come up with a way to avoid these risks by improving the design. Failing to make a competent and thorough study may result into a design defect that may put an unsuspecting consumer in danger. An example of this is how certain vehicle airbags deploy in a way that causes more harm than good.

Manufacturing Defects

A product has a manufacturing defect if it has flaws that have risen because of manufacturing error or negligence. The two most common manufacturing defects include the use of poor materials and the practice of poor manufacturing techniques. Both can make the product suffer from poor quality, and it may even easily break and cause an accident. For example, a bicycle for children may have a crack in the body, making it vulnerable to breaking and making the child at risk of crashing and injuring himself.

Inherently Dangerous Products

The whole product itself may be dangerous. Maybe the product has not been studied well and yet the company that owns it puts it out in the market, such as those surgical implants that turn out to have negative medical implications. Maybe the product has hazardous substances, like arsenic, mercury, and lead, such as those toys that can cause lead-poisoning. Maybe the product has no labels that may inform consumers of the product’s safety and hazardousness, such as those construction equipment that do not come with safety instructions and warning signs.

Outsourcing Philippines: The Top Choice of Many Big and Well-established Firms of Today

Outsourcing is the contracting out a business process by one business organization to a third party organization, which may be located either nationally or internationally (known as off-shoring). This business movement is usually resorted to by the host firm due to a lack in the number of skilled individuals (in its own state/country) needed to fit a certain job description.

Another reason why outsourcing, more so off-shoring, has become a vital business tactic among many big and developing companies is the much more favorable economic advantages it offers to both the host and third party organizations. Its greatest advantage is the opportunity of the third party organization to earn profits through the creation of new jobs, while for the host company, much lower cost in overhead or operating expenses since employment in the chosen country is much cheaper than in theirs. Furthermore, host firms are offered various incentives by the third-party’s country, like income-tax holidays, vital off-site facilities, foreign investors and their immediate family members are granted permanent resident status, choice of paying a special 5% gross income tax instead of the local and national taxes, and so forth. Besides these, host companies also get to enjoy greater control and flexibility in their budget for, rather than hiring the experts themselves, this task will be the concern of the third party company, which will also be responsible in training their hired personnel for the outsourced project.

One of the countries considered by many top companies around the globe, as well as by many Fortune 500 companies, as a good place where to outsource services and other concerns, is the Philippines. Besides being one of the top countries in the business process outsourcing (BPO) industry, where non- voice and, especially, call center services are concerned, the country is also an emerging top competitor in the area of 24/7 live chat support, phone services, medical billing, records retrieval/collection, data entry, web and IT services, which include application maintenance, software development and web design, and in many other types of services, like computer animation, medical transcription, legal services, research, blogging and content writing. Besides these services, many other outsourcing companies, like Pinoy Partners Outsourcing Center Inc., for example, has grown to include in its list of services, Construction Estimating, which is handled by team of on-screen-take-off specialists who are ready and can help and allow construction companies bid on more projects.

Awareness of the business culture in western countries, strong skills in the English language, high literacy and expertise in various areas, competitive labor rates, and a firmly established telecommunications infrastructure, are just some of the factors that make the Philippines the first choice of many of the biggest and well-established firms of today.

Outsourcing Philippines started in the 1990s, becoming more famous at the turn of the century. By 2004 the industry’s worth was estimated at $1.5 billion. In 2009, after only five years, its worth ballooned to about $9 billion.

What are the Common Causes of Trucking Accidents?

Trucking accidents remain a rampant problem across America. According to the Insurance Institute for Highway Safety or IIHS, crashes involving large trucks caused a total of 3,660 deaths in the year 2014. Majority of the victims of these crashes were occupants in smaller vehicles, while fifteen percent were bicyclists, motorcyclists, and pedestrians.

The data makes it clear that trucking accidents are far more devastating for passengers of smaller vehicles involved in the crash. As IIHS puts it, large trucks often weigh 20 to 30 times more than a regular passenger car. It’s easy to imagine how an 80,000 pound vehicle can easily wreck havoc among the smaller vehicles in its way.

A trucking accident can happen due to many different circumstances, but there are particular factors that aggravate the risk involved in such situations. As outlined by Clawson and Staubes in their website, trucking accidents are most commonly caused by reckless driving, mechanical defect or malfunction, employer negligence, as well as no-zone accidents.

There is no doubt that trucking accidents can have serious consequences. As data suggests, the risk of serious injury and death is notably high. Victims of such accidents that do survive their ordeal face a long process of treatment, recovery, and rehabilitation, which could cost them thousands of dollars in medical expenses. There’s also the psychological distress that comes from having survived a traumatic experience. It can take a while before victims are able to return to their regular lives. As such, victims and their families are encouraged to seek out assistance from a legal professional.

If you or anyone you know are in a similar situation, do not hesitate to contact a qualified personal injury attorney working in your area of residence. With an effective legal strategy, you can receive just compensation for damages caused by a trucking accident.