Roughly 1.2 million households were lost due to foreclosure during the recession despite government efforts to assist struggling families. Losing a home is undoubtedly one of the most unfortunate things to happen to a family, and the pain and confusion for children in these situations only make things more complicated. However, there are many ways for families to go about debt negotiating to avoid the dangers of foreclosure and bankruptcy.
All debts can be separated into 2 different categories, secured and unsecured. Secured debts are those that have a tangible asset or property tied with it such as a house or a car. The contrast are unsecured debts which include many service bills like credit card debt or service bills. When a person begins to struggle financially, whether it is falling behind on mortgage payments or incurring thousands of dollars worth of medical bills, that person is forced to begin to utilize credit cards more and more just to get by. It is estimated that a average household has 15000 dollars worth of credit card debt and these can be one of the fastest accumulating debts. Fortunately, credit card debt is considered an unsecured debt and these debts can be heavily negotiated if done correctly. Creditors rather see some money than none at all and they are willing to settle debts at drastically lower rates. According to Bradford Law Offices, PLLC, you can minimize the debts you have left by paying off large portions of it all at once. Credit companies struggle with debtors making payments all the time, and it costs them significantly to be constantly pushing out late notices and harassing people. These companies want to settle for one large lump sum payment that can amount to 30-50% less than the original total, rather than to see a individual consistently failing to make payments. Debt negotiation can be a useful tool when done right; however, these creditors typically do not have your best interests in mind but they are willing to settle for whatever they can get.
One of the most common kinds of criminal charges is a DUI which stands for driving under the influence. However, just because it is common doesn’t mean that the process is always fair.
The scene is pretty easy to imagine. You could be driving through a stretch of road and then, suddenly, you see the lights from the rear view mirror and you’re getting asked to pull over. Suddenly, the police officer in question asks for you to do a sobriety test and there is alcohol found in your system.
You could then be charged with DUI and for something like this to be on your record could be catastrophic for potentials either professionally or educationally. In some situations, any criminal record can even affect you socially as there are some people who are denied the ability to adopt a child or rent an apartment somewhere if there is something on the record.
However, for as common as something like this charge can be, it isn’t always lawful. According to samples of claims and cases that are in the website of Daniel Jensen, Attorney at law, probable cause is necessary to be legally suspected. Sometimes, it is prejudice – racial or with regard to gender – that some people are unlawfully pulled over and suspected of DUI, just because it is one of the most common charges.
There are ways to combat a charge like this and erase it from your record when the charge in question was unwarranted in the first place. Has the officer who apprehended you shown signs of prejudice? Were the breathalyzers or other paraphernalia regularly checked and maintained? Was the blood alcohol level beyond the legal limit? And, one of the most important questions to ask, was there reason to suspect you of driving under the influence—otherwise known as probable cause?
A full time employee works a total of 40 hours a week. That’s easy enough to remember. If the employee in question were to be required to work past those hours, then they are warranted what is called overtime pay or overtime wages. If the employer fails to give their employee their due wages, then that would be a problem as that kind of unfair behavior is prohibited by law.
However, there are some employers that take advantage of their employees’ fear of unemployment that cause them to refrain from paying owed overtime pay and it is tolerated for the sake of keeping their jobs. Some undocumented workers even tolerate this injustice out of fear that they may be deported if they complain, despite their right to fair wages just the same as anyone else. This is plainly unacceptable.
Fortunately, there is something that can be done about it. It is stated, after all, in the Fair Labor Standards Act of 1938 (FLSA) that employees need to be compensated fairly for the work that they do. Overtime wages are a part of this act. This is a federal law that all employers must abide by and if it is not met then it is classified as wage theft. Unfortunately enough, it is only all too known in companies everywhere of all sizes and it is sometimes tolerated for the sake of people worrying about possibly losing their jobs.
If you worked hard in your given profession and you know what you are owed, it is well within your rights to fight for the proper recompense that you deserve.
If you or someone you know is experiencing injustice in the workplace due to the employer not paying due overtime wages then it might be time to contact a professional New York City unpaid overtime attorney in order to proceed intelligently about the situation at hand.
There are some things in life that we can sometimes we could forget and there are some experiences that we wish we had never lived through. Trauma is differently handled by survivors everywhere but something definitely universal about it is that it is always difficult to live with.
Take trauma that is suffered at the hands of personal injury, for example. It is traumatic experiences from situations like this – when the survivor in question is the innocent party in the story – that are some of the most difficult to stomach because there was no precedence for it for the party who suffered most. Usually, they were just at the wrong place at the wrong time. While physical injuries can heal, sometimes it’s the wounds that people never see that can be the most scarring of all.
According to the website of the Orange County personal injury lawyers at The Seegmiller Law Firm, personal injury is the legal terminology used for situations wherein a person has suffered injury upon their person due to the negligence of a secondary, guilty party. The injury in question need not be exclusively physical in nature as mental injuries as well as emotional injuries (e.g. Post-traumatic Stress Disorder, otherwise known as PTSD) for they are just as debilitating.
The kind of recovery that is required for these kinds of trauma can be somewhat different for physical injuries. For example, a car accident survivor may have panic attacks when trapped in a car for too long or if the vehicle they’re in suddenly makes a sharp turn. An animal bite victim may find it difficult to leave the safety of his or her home, in perpetual anxiety and fear over another potential attack.
It is cases like these that need to be handled with sensitivity and care as well as aggressive professionalism in order to get the results of justified recompense that is so heavily required by survivors of traumatic accidents in their time of recovery and need.
Maybe not everyone wants to rule the world—some people just want to be able to live in it. However, as careful as you could be, there might always be that one person who thinks that they’re an exception to the rule. They might think themselves above and beyond regulations and think that unnecessary risks won’t always have consequences—sometimes, it’s not the negligent person who ends up paying for it.
No, it isn’t fair for such a situation to happen—that’s why there’s such a thing as a justice system. However, being in these kinds of circumstances is never a walk in the park.
Personal injury is the legal terminology that is used to classify situations wherein injury has been dealt upon someone’s person and it was because of the negligent actions of someone else. The negligence doesn’t have to be intentional as it can also be purely accidental as, either way, the negligent party will still need to be accountable for the consequences of his or her action. The injury also need not be physical as personal injury accounts for emotional and mental trauma as well, or a combination thereof.
At the chance that an event that constitutes as personal injury does happen to you, it is always the most recommended course of action to contact professional legal help immediately in order to understand your case and what would be the most suitable move for you to make. For example, since personal injury is not a federal law and can change depending on variables from state to state, it would be advisable to contact a personal injury lawyer in Louisville instead of in Calabasas if you were injured in Kentucky.
The little things like this can matter in the grand scheme of things and, as terrible as it is to not have been given a choice to have suffered an accident and personal injury, there is something that can be done in order to receive some sort of recompense for it.
A single life is filled with infinite possibilities and each person has just the one lifetime that is granted to them in order to live it as best they can. It is then one of the most tragic outcomes of circumstances if a person is taken away at their prime, when there is still so much that they can do. Everything that could have done and should have been would just blow away like smoke into the ether and what a shame that is.
Of course, the death of a person can also have devastating effects on the deceased’s loved ones—especially the people who were dependent upon the one who has passed away. That is why cases of wrongful death – otherwise known as deaths caused by accidents that were a result of negligent actions of a guilty party – are so much more difficult to stomach. Not only must the surviving kin and loved ones of the one who has passed on deal with the grief but must also deal with the repercussions that the unprecedented death has left in its wake.
According to the website of the wrongful death lawyers with Williams Kherkher, situations that constitute as wrongful death fall under the responsibility of personal injury. Since there are so many variables that are involved with cases of this nature, there is not one case that is exactly the same as another. Some wrongful death claims are because of situations that are loud, wherein the cause of death is easily identifiable such as car accidents. But then some claims require a lot of research and can take a lot of time to settle, such as mesothelioma claims.
It is due to these variables, and other factors besides, that people who have suffered the wrongful death of a relative, loved one, or beneficiary are advised to seek the counsel of experienced legal professionals in order to know how to deal with wrongful death.
People never really know how good they’ve got something until it’s gone. Internal organs for most normally born people, for example, often take their working, fully functioning bodies for granted and when the malfunction comes, that’s all they can think about.
For example, did you know that if your kidneys were to malfunction, it could affect your entire body in such a way that it could slowly make your physical appearance deform you into such a state that was unrecognizable from the person you were before they started malfunctioning? This could happen if your kidneys were ever to stop from functioning and if you were made to take defective dialysis medication.
Modern science has, of course, developed medications for when parts of the body start failing in order to sustain. However, not all of them are always truly effective and some side effects could even be more devastating than the results they’re trying to prevent. Take, for example, the cases that can be cited from the website of the lawyers with Williams Kherkher (http://www.williamskherkher.com/). In the sample cases, GranuFlo is a drug involved in the treatment for kidneys as part of a dialysis as a way to remove potentially harmful substances from the blood stream, since the organ that plays an important part in naturally doing that can no longer do its job by itself.
However, some claims have been raised that state that it was due to the consumption of this drug that patients then suffered from strokes, heart attacks, and some patients have even reportedly died. That is why it is important to hold manufacturers accountable for mistakes that can cost so much. If they release a drug that causes more harm than it does its intended good then it is important to hold them to pay for the consequences of what they have done.
If you or someone you know has suffered due to the consumption of GranuFlo or something like it, it is important to contact legal aid immediately so that you may be advised towards the best possible decisions you could make with your given, particular situation.
Most people think of themselves dying from something outrageously tragic though most might want to live a long, full life and pass away peacefully in their sleep. People fear the grandest exits for themselves such as explosions or massive wrecks that would make the national news. But the thing is, one of the most common causes of death is something that has been more or less accepted as normal in this day and age, and that is car accidents.
These kinds of accidents happen literally every single day and yet, still, people don’t think that it can happen to them. Perhaps it’s all the promises of safer cars and safer roadways that make people think it is okay to take unnecessary risks or make increasingly reckless decisions. No matter how many times you try and drive safely, there’s always the chance that someone won’t take the same precautions as you do and you end up suffering for it.
So how can you recover from a car accident, if it ever happens to you?
Well, as much as nobody wants this situation to happen to them, there is a protocol that can be followed if this scenario is ever realized in real life. The most recommended course of action is to consult with a car accident in your own state – due to the differentiating variables and levels of damage that can constitute as a car accident, there is no definitive law that covers every single situation involving accidents of this nature – so if you are injured in Wisconsin, it would then be advisable for you to contact a car accident lawyer in Milwaukee.
This is because attorneys who are experienced in this field of the law are some of the most well connected with professionals who could be able to help you recover into some sense of normalcy after the accident. In addition to that, they are also the ones who could best help you achieve legal resolution to your predicament in terms of compensation for the damages done.
“There’s an app for that.”
It’s a common throwaway line in recent media as a way to portray accessibility and as a surefire way to move the plot along. In the webseries “The Lizzie Bennet Diaries”, it was an app made by William Darcy that was able to save Lydia Bennet from being outcast for all of time, thus ultimately securing the affections of Elizabeth Bennet. In the Netflix series “Marvel’s AKA Jessica Jones”, the eponymous character has an app on her phone that allows for her to tap into police scanners, thereby monitor Kilgrave’s whereabouts.
It is illustrated through these stories that apps can not only make things more accessible but also make life easier as well. So how does this translate to businesses?
Well, as with examples according to the website http://www.bigmommaapps.com/, many firms and businesses are seeing the benefits of having a personalized app that is suited to their corporation. Their clients are able to interact with them in a precise manner that a simple phone call could not be able to do. Using examples from the same website, law firms have been able to keep in contact with their clients and vice versa so that they may be able to be readily advised with legal help at the drop of the dime.
Audiences and consumers these days are no longer content with being passively told what to get and what not to get. They require communication and conversation in order for there to be trust built between the brand and the consumer. Through this, companies are more liable to build a sense of loyalty with their clientele as well as be able to keep up with the innovations that come with this modern day society.
Apps and new media in a more general sense create a sense of freedom and diversity for the people of today. For businesses to use that to its natural advantage, in order to further connect with the demands of their consumers, would be beneficial for all parties involved.
It is one of the worst things that can happen to you: to be charged with driving under the influence (DUI). It is a criminal offence that can mean both a fine as well as jail time. However, those are not the only consequences as it will also affect your record and that can have disastrous consequences, even if no accident even occurred. A criminal record of any kind will affect you negatively but there is hardly anything quite like being charged with a DUI charge.
For example, if you are given a DUI charge, your license might be revoked for an extended period of time and that is difficult to live with, this day and age where driving is practically essential to be a part of modern society. However, as common as DUI charges can be, there are also claims of cases where the driver in question was unlawfully charged with a DUI.
A San Jose DUI lawyer may point out that in order for a person to be lawfully charged with DUI, there must be probable cause. If there was no such cause then the charge can be questionable. Another such claim from people who have been unlawfully charged with DUI is that they were suspected to be under the influence when, in reality, they were simply a bit ill or were suffering from an allergic reaction. There might not even have been alcohol present at all.
It is important that if you, or someone you know, is pulled over and suspected of driving under the influence, it is important to cooperate with the officer in charge but to also know your rights as a free citizen. It is during these situations that one is recommended to fully exercise their constitutional right to remain silent as well as their right to an attorney.